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From 25.03.2022, the following interest rates apply to deposits made with acba digital:
|
Currency |
Annual nominal interest rate |
Bonus* |
Annual interest yield * |
|
AMD |
9.1% |
0.5% |
9.11% |
|
USD |
4.35% |
0.2% |
4.36% |
In the case of making a deposit in the bank's branches, the annual nominal interest rate of the deposit is set 0.1% lower than the above-mentioned interest rates.
In case of annual review of deposits made before 25.03.2022:
|
Currency |
Annual nominal interest rate |
Annual interest yield |
|
AMD |
9.6% |
9.61% |
|
USD |
4.55% |
4.56% |
In the case of deposits made in the Bank's branches until 25.03.2022, interest rates are set at 0.1% lower.
Annual interest rate for time deposits for children և Annual interest rate overlap.
In case of deposit type for children, interest is added to the deposit amount on an annual basis.
* ATTENTION: THE INTEERST AMOUNTS AGAINST THE FUNDS, AVAILABLE ON YOUR ACCOUNT, ARE CALCULATED ON THE BASIS OF THE NOMINAL INTEREST RATE, AND THE ANNUAL INTEREST YIELD SHOWS HOW MUCH INCOME YOU WILL RECEIVE, IN CASE OF PAYMENT OF MANDATORY DEPOSIT FEES AND AS A RESULT OF RECEIPT OF THE EARNED REGULAR INTEREST AMOUNTS. YOU CAN FIND THE CALCULATION METHOD OF ANNUAL INTEREST YIELD HERE: Calculation of annual interest yield.
Interest rate of deposit for children changes once a year, on the same date of registration of deposit each year following the date of deposit (if it coincides with the non-working day – on the next business day).
Example for calculation of interest amounts:
|
Deposit amount (AMD) |
Monthly amount (AMD) |
Amount, your child will have** |
|
|
after 6 year |
after 18 year |
||
|
50,000 |
10,000 |
980,519 |
5,076,917 |
|
100,000 |
25,000 |
2,410,369 |
12,584,897 |
|
200,000 |
50,000 |
4,820,737 |
25,169,794 |
* Annual interest yield as a result of application of an annual simple interest rate during the period of 365 days for a deposit of 1,000 AMD and capitalization of interests and payment frequency.
More details:
Your Financial Directory
In case of any discrepancies in the information contained in the Site, as well as inaccurate texts in a foreign language, please be guided by the Armenian version. 30.08.2024 10:21 
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