About bank
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| Card | Annual service commission fee | Minimum limit of the credit line | Minimum amount of deposit |
| American Express Gold | 35,000 AMD (instead of 50,000 AMD standard tariff) | 1 MM AMD or corresponding foreign currency |
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| American Express Blue | 6,000 AMD (instead of 10,000 AMD standard tariff) | 180,000 AMD or corresponding foreign currency |
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Duration |
Deposit annual nominal interest rate
|
Deposit annual interest yield* |
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| AMD | USD | EUR | RUR | AMD | USD | EUR | RUR | |
|
First 3 months (31-90 days) |
4.25% |
0.25% |
- | 0.25% | 4.85% | 0.25% | - | 0.25% |
|
4-6th months (91-180 days) |
5.50% |
1.25% | - | 1.50% | 6.16% |
1.26% |
- | 1.51% |
|
7-9th months (181-270 օր) |
6.75% |
2.25% | 0.50% | 2.75% | 7.48% |
2.27% |
0.50% | 2.78% |
|
More than 10 months (271 օր և ավելի) |
8.00% | 3.25% | 1.00% | 4.00% | 8.8% | 3.29% | 1.00% | 4.05% |
At the end of the first quarter quarter (90th, 180th, 270th days), the depositor is paid a one-time bonus for deposits of the previous month in AMD, USD and RUB; in case of AMD - 1.25% (annual), in USD and RUB - 1% (annual), and in the case of euro, at the end of the second, third quarter (180th, 270th days) for previous months: - 0.7% (annual), calculated on the daily balance of funds on the deposit account in those months respectively.
* ATTENTION: THE INTEERST AMOUNTS AGAINST THE FUNDS, AVAILABLE ON YOUR ACCOUNT, ARE CALCULATED ON THE BASIS OF THE NOMINAL INTEREST RATE, AND THE ANNUAL INTEREST YIELD SHOWS HOW MUCH INCOME YOU WILL RECEIVE, IN CASE OF PAYMENT OF MANDATORY DEPOSIT FEES AND AS A RESULT OF RECEIPT OF THE EARNED REGULAR INTEREST AMOUNTS. YOU CAN FIND THE CALCULATION METHOD OF ANNUAL INTEREST YIELD HERE: Calculation of annual interest yield.
The credit account statement (including duplicate) and other information is provided free of charge during the term of the contract.
You can also make deposit replenishment with ACBA Digital internet banking with just a few clicks.
Example of calculation of interest amounts
If you make a Family time deposit with ACBA BANK OJSC for 732 days in the amount of 50,000 AMD, and make a monthly replenishment in the amount of 10,000 AMD, by the end of the deposit period, you will possess 285,209* AMD.
|
Deposit amount (USD) |
Monthly amount (AMD) |
Amount, you will receive after taxes |
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|
after 6 months (180 day) after |
after 12 months (366 day) after |
after 24 months (732 day) after |
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|
50,000 |
10,000 |
82,252 |
147,897 |
285,209 |
|
100,000 |
25,000 |
179,827 |
342,826 |
684,187 |
|
200,000 |
50,000 |
359,653 |
685,651 |
1,368,375 |
* The data in the table may differ from the data, received by the deposit calculator, as the reflected data are calculated by the example of a random date.
More details:
* Annual interest yield as a result of application of an annual simple interest rate during the period of 365 days for a deposit of 1,000 AMD and capitalization of interests and payment frequency
Your Financial Directory
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In case of any discrepancies in the information contained in the Site, as well as inaccurate texts in a foreign language, please be guided by the Armenian version. 02.09.2022 14:18 
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