|
Card | Annual service commission fee | Minimum limit of the credit line | Minimum amount of deposit |
American Express Gold | 35,000 AMD (instead of 50,000 AMD standard tariff) | 1 MM AMD or corresponding foreign currency |
|
American Express Blue | 6,000 AMD (instead of 10,000 AMD standard tariff) | 180,000 AMD or corresponding foreign currency |
|
Duration |
Deposit annual nominal interest rate
|
Deposit annual interest yield* |
||||||
AMD | USD | EUR | RUR | AMD | USD | EUR | RUR | |
First 3 months |
3.75% |
0.25% |
- | 0.25% | 3.82% | 0.25% | - | 0.25% |
4-6th months |
5.0% |
1.25% | - | 1.5% | 5.11% |
1.26% |
- | 1.51% |
7-9th months |
6.25% |
2.25% | 0.5% | 2.75% | 6.42% |
2.27% |
0.5% | 2.78% |
More than 10 months |
7.50% | 3.25% | 1.0% | 4.0% | 7.73% | 3.29% | 1.0% | 4.05% |
At the end of the first, second, third quarter, the depositor is paid a one-time bonus for deposits of the previous month in AMD, USD and RUB; in case of AMD - 1.25% (annual), in USD and RUB - 1% (annual), and in the case of euro, at the end of the second, third quarter - 0.7% (annual), calculated on the daily balance of funds on the deposit account in those months respectively.
* ATTENTION: THE INTEERST AMOUNTS AGAINST THE FUNDS, AVAILABLE ON YOUR ACCOUNT, ARE CALCULATED ON THE BASIS OF THE NOMINAL INTEREST RATE, AND THE ANNUAL INTEREST YIELD SHOWS HOW MUCH INCOME YOU WILL RECEIVE, IN CASE OF PAYMENT OF MANDATORY DEPOSIT FEES AND AS A RESULT OF RECEIPT OF THE EARNED REGULAR INTEREST AMOUNTS. YOU CAN FIND THE CALCULATION METHOD OF ANNUAL INTEREST YIELD HERE: Calculation of annual interest yield.
The credit account statement (including duplicate) and other information is provided free of charge during the term of the contract.
You can also make deposit replenishment with ACBA Digital internet banking with just a few clicks.
Example of calculation of interest amounts
If you make a Family time deposit with ACBA-CREDIT AGRICOLE BANK for 2 years in the amount of 50,000 AMD, and make a monthly replenishment in the amount of 10,000 AMD, by the end of the deposit period, you will possess 283,616 AMD.
Deposit amount (USD) |
Monthly amount (AMD) |
Amount, you will receive after taxes |
||
after 6 months |
after 12 months |
after 24 months |
||
50,000 |
10,000 |
81,730 |
146,935 |
282,140 |
100,000 |
25,000 |
178,697 |
340,650 |
679,975 |
200,000 |
50,000 |
357,394 |
681,300 |
1,353,950 |
* The data in the table may differ from the data, received by the deposit calculator, as the reflected data are calculated by the example of a random date.
More details:
* Annual interest yield as a result of application of an annual simple interest rate during the period of 365 days for a deposit of 1,000 AMD and capitalization of interests and payment frequency
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