By receiving the salary through ACBA Bank, you will have the opportunity to:

• receive card and credit products with beneficial terms:
• international payment system cards
• credit lines
• consumer loans
• mortgage loans

• use the products offered within the salary program without the Bank's cooperation agreement between you and your employer;
• receive a loan with beneficial terms of assessment of creditworthiness;
• due to the wide network of branches andATMsbe served in a place, convenient for you.

Annual service fee - FREE

Cash disbursement from Bank ATMs - FREE


if you do not get salary through the Bank Card service monthly fee - 500 AMD


*Privileged conditions for heads.

Using your Visa BENEFACTOR card, become a benefactor.
The Visa Benefactor Card is a joint initiative of ACBA-CREDIT AGRICOLE BANK and the “Armenia” All-Armenian Fund, which aims to use funds accrued in the Charity fund to fund the needs of children living in orphanages.

• up to 5,000,000 AMD
• up to 60 month
• Annual interest rate*՝

9-11 month - 11.9-12.9%

12-23 month - 13.9-14.9%

24-60 month - 15.9-16.9%

These interest rates are set at 1% below the current interest rate.

actual interest rate՝ from 18.58%

*Privileged conditions for heads.

Detailed information on consumer loans

In case of receiving the salary through the Bank, mortgage loans are provided:

• up to 40,000,000 AMD (equivalent currency)
• up to 180
• prepayment- from 0% (in case of pledging other property)
• Annual interest rate*՝

AMD - 12.5-13.5%

USD - 10.5-11.5%

EUR - 9-10%

* actual interest rate from՝

• AMD 13.34%,
• USD 11.09%,
• EUR9.43%:

Detailed information on credit lines

• Identification document,
• Public service number,
• Other Documents as needed: