Loans of up to 10 million AMD from anywhere, anytime
Provision of a loan through ACBA Digital system
Provision of a loan in a matter of seconds
Without submitting any document
Without collateral and without guarantee
No monthly loan service fee
No loan application fee
Learn more about:
Possible additional payments: Loan Tariffs.
To receive a loan, please submit an application via ACBA Digital system
Example of calculation of loan interest amount:
* The repayment amount may vary depending on the number of days in the month
ATTENTION: LOAN INTEREST CALCULATION IS BASED ON THE NOMINAL INTEREST RATE AND ANNUAL INTEREST RATE SHOWS HOW MUCH THE LOAN WILL COST YOU AFTER DUE PAYMENT OF ALL INTEREST AMOUNTS AND ALL MANDATORY FEES FOR THE PROVISION AND SERVICE OF THE LOAN. YOU CAN FIND THE ACTUAL INTEREST RATE CALCULATION HERE.
Loan repayments are made in the following order (in case of overdue obligations):
YOU HAVE THE RIGHT TO COMMUNICATE WITH THE FINANCIAL ORGANIZATION BY YOUR PREFERRED WAY OF COMMUNICATION, BY MAIL OR ELECTRONIC MEANS. RECEIVING INFORMATION ELECTRONICALLY IS THE MOST CONVENIENT. IT IS AVAILABLE 24/7, IS FREE OF RISK OF LOSS OF PAPER INFORMATION AND ENSURES PRIVACY.
The Bank may unilaterally change the interest rate stipulated in the agreement by notifying the Borrower at least 7 calendar days in advance in case of non-use of the loan, as well as in case of non-fulfillment of the obligations under the loan agreement.
ATTENTION: WHEN APPLYING FOR A LOAN, THE CREDITOR WILL PROVIDE YOU, GUARANTOR(S) (if available) WITH AN INDIVIDUAL SHEET OF SIGNIFICANT TERMS OF CONSUMER LOANS, IN WHICH THE INDIVIDUAL LOAN CONDITIONS TO BE PROVIDED TO YOU WILL BE SPECIFIED.
Information provided to the credit registry
ATTENTION: IN CASE OF NO-PERFORMANCE OR IMPROPER PERFORMANCE OF OBLIGATIONS BY YOU, AFTER 3 WORKING DAYS THE CREDITOR SUBMITS THESE DATA TO THE CREDIT BUREAU, WHERE YOUR CREDIT HISTORY IS CREATED. YOU HAVE THE RIGHT TO RECEIVE YOUR CREDIT HISTORY FROM THE CREDIT BUREAU ONCE A YEAR FREE OF CHARGE.
ATTENTION: BAD CREDIT HISTORY MAY PREVENT YOU FROM RECEIVING A LOAN IN THE FUTURE.
ATTENTION: "YOUR FINANCIAL INFORMATION" IS AN ELECTRONIC SYSTEM, WHICH MAKES THE SEARCH, COMPARISON AND SELECTION OF THE SERVCES, PROVIDED TO INDIVIDUALS, EASIER.