Loans of up to 10 million AMD from anywhere, anytime

Provision of a loan through ACBA Digital system

Provision of a loan in a matter of seconds

Without submitting any document

Without collateral and without guarantee

No monthly loan service fee

No loan application fee

To receive a loan, please submit an application via ACBA Digital system

• The loan is processed through ACBA Digital system.
• Loans are provided to resident individuals with documented income for consumer use.
• The loan amount is provided non-cash.
• The factors of a positive decision to provide a loan are the assessment of the customer's creditworthiness.
• Loan rejection factors are insufficient financial results of the analysis, poor credit history of the customer;
• During the validity of the contract, the statements are provided by e-mail at a frequency of thirty days, if the customer does not choose another way of communication
• Loan account statement subject to mandatory provision under RA legislation and other information is provided free of charge. The statement subject to non-mandatory provision by the RA legislation, the copy of the statement is provided
• In case of validity of up to 6 months (inclusive) - free of charge,
• In case of validity of 6 to 12 months (inclusive) - 2,000 AMD (including VAT),
• In case of validity of more than 1 year - 3,000 AMD (including VAT).

YOU HAVE THE RIGHT TO COMMUNICATE WITH THE FINANCIAL ORGANIZATION BY YOUR PREFERRED WAY OF COMMUNICATION, BY MAIL OR ELECTRONIC MEANS. RECEIVING INFORMATION ELECTRONICALLY IS THE MOST CONVENIENT. IT IS AVAILABLE 24/7, IS FREE OF RISK OF LOSS OF PAPER INFORMATION AND ENSURES PRIVACY.

The Bank may unilaterally change the interest rate stipulated in the agreement by notifying the Borrower at least 7 calendar days in advance in case of non-use of the loan, as well as in case of non-fulfillment of the obligations under the loan agreement.

ATTENTION: WHEN APPLYING FOR A LOAN, THE CREDITOR WILL PROVIDE YOU, GUARANTOR(S) (if available) WITH AN INDIVIDUAL SHEET OF SIGNIFICANT TERMS OF CONSUMER LOANS, IN WHICH THE INDIVIDUAL LOAN CONDITIONS TO BE PROVIDED TO YOU WILL BE SPECIFIED.

Information provided to the credit registry

ATTENTION: IN CASE OF NO-PERFORMANCE OR IMPROPER PERFORMANCE OF OBLIGATIONS BY YOU, AFTER 3 WORKING DAYS THE CREDITOR SUBMITS THESE DATA TO THE CREDIT BUREAU, WHERE YOUR CREDIT HISTORY IS CREATED. YOU HAVE THE RIGHT TO RECEIVE YOUR CREDIT HISTORY FROM THE CREDIT BUREAU ONCE A YEAR FREE OF CHARGE.

ATTENTION: BAD CREDIT HISTORY MAY PREVENT YOU FROM RECEIVING A LOAN IN THE FUTURE.

Financial Assistant

www.fininfo.am

ATTENTION: "YOUR FINANCIAL INFORMATION" IS AN ELECTRONIC SYSTEM, WHICH MAKES THE SEARCH, COMPARISON AND SELECTION OF THE SERVCES, PROVIDED TO INDIVIDUALS, EASIER.