Additional documents and information may be required due to various circumstances.
1 Documents are required if the data or documents in the database of the state register of the RA Ministry of Justice are missing or incorrect.
2 The certificate can be obtained from the Bank or the State Register Agency of the Ministry of Justice of the Republic of Armenia, whereby the submission of the certificate by the legal entity customers is obligatory, while it is mandatory for the private entrepreneur customers in case of not submitting the state registration certificate with its inserts.
3 May be submitted after the Bank has made a positive decision on the loan.
If you do not have an account in the bank, it is required to submit the necessary documents (originals) for opening an account in "ACBA Bank" OJSC.
YOU HAVE THE RIGHT TO COMMUNICATE WITH THE FINANCIAL ORGANIZATION BY YOUR PREFERRED METHOD – MAIL OR EMAIL. RECEIVING THE INFORMATION ELECTRONICALLY IS THE MOST CONVENIENT. IT IS AVAILABLE 24/7, IS FREE OF RISK OF LOSS OF PAPER INFORMATION AND ENSURES PRIVACY.
Confiscation of collateral
THE PLEDGED PROPERTY CAN BE CONFISCATED, IF THE BORROWER DOES NOT DULY REPAY THE INTEREST AMOUNTS AND LOAN AMOUNT. IF THE COLLATERAL VALUE IS INSUFFICIENT, THE BORROWER’S LIABILITIES WILL BE REPAID AT THE EXPENSE OF OTHER PROPERTY OF THE BORROWER.
Information, provided to the Credit Registry
IN CASE OF FAILURE BY THE BORROWER TO PAY INTEREST ON THE LOAN AND PRINCIPAL THEREOF IN ACCORDANCE WITH THE REPAYMENT SCHEDULE, INFORMATION ABOUT THE BORROWER WILL BE SUBMITTED TO THE CREDIT REGISTRY.
“BAD” CREDIT HISTORY MAY IMPAIR YOUR ABILITY TO OBTAIN LOANS / CREDITS IN THE FUTURE.
During the validity of the contract, the statements are provided via e-mail on a thirty-day basis, unless the customer chooses another way of communication.