Law

• RA Law “On Banks and Banking”(adopted on 30.06.96)
• RA Law “On Currency Regulation and Currency Control” (adopted on 24.11.2004)
• RA Law “On Securities Market” (adopted on 20.10.2007)
• RA Law “On Transfers of Means by Payment Order”( adopted on 04.12.1996)
• RA Law “On Guaranteeing the Banking Deposits Reimbursement of Natural Persons” (adopted on 24.11.2004)
• RA Law “On Payment and Settlement Systems and Payment and Settlement Organizations” (adopted on 24.11.2004)
• RA Law “On Combating Money Laundering and Financing of Terrorism”( adopted on 26.05.2008)
• “Civil Code of RA” (adopted on 05.05.1998)
• RA Law “On Public Auctions” (adopted on 04.11.2003)
• RA Law “On Attraction of Banking Deposits” (adopted on 17.06.2008)
• RA Law of “On Consumer Loan giving” (adopted on 17.06.2008)
• RA Law “On Financial System Mediator” (adopted on 17.06.2008)

Other normative legal acts

• “The explanations and examples of annual actual interest rate” (decision of RA Central Bank of 16.12.2008, number 363-N)
• Regulation 8/02 of “Calculating of the annual percentage profit of Bank deposits”(decision of RA Board of 02.06.2009, number 165-N)
• Regulation 9, “The activities by cash money, fulfilled in the Banks, acting on the territory of RA” (decision of Central Bank Board of 04.05.2005, number 199-N, which includes the changes, fulfilled on 24.07.2009)

Internal juridical acts

• USA Patriot Act
• FATCA W-8BEN-E
• The Wolfsberg Group Aniti-Money Laundering questionnaire
• ISO 19600 Conformity Management System Certificate