For pensioners

Call from here

24/7 service

010 31 88 88

24/7 card service phone number

010 31 88 99

24/7 service phone number for American Express cards

010 31 99 99

Phone call order

acba digital

Online Applications

ՀԱՅ

feedback

Individuals

Business

Farmers

Individuals

Business

Farmers

Special offers

Get a loan

Save and invest

Choose your card

My salary in my Bank

Distance Banking

Manage accounts

Send and receive money

Make payments

Insurance services

Investment services

ACBA Leasing

Refinancing of a Mortgage Loan for Real Estate Purchase

Special Offer for Visa Cardholders

Special offer for Amex Cashback cardholders

Breakfast with American Express Gold card

Discover More with the American Express Gold Card

Exclusive Offer for China UnionPay Cardholders: Cashback on Payments in China

Special Offer for Mastercard Cardholders

Exclusive Offer for Premium Cardholders at Roberto Piraloff Showrooms

Special Offers for China UnionPay Cardholders

Consumer loans without collateral

Fast consumer loans up to 10 mln AMD Student loans

Collateral consumer loans

Consumer Loans, Secured with Deposit Collateralized consumer loans up to 50,000,000 AMD

Fast Overdraft

Credit lines

Card credit lines Credit lines with deposit pledge Non-revolving card credit line

Housing (mortgage) loans

Apartments from constructors Real estate purchase mortgage loans National Mortgage Company real estate purchase loans Affordable housing for young families Construction in the border settlement

Housing (repair) loans

Mortgage Loans for Renovation of Real Estate

Installment Loan HERE AND NOW

E-signing of Contracts

Deposits

Deposit classic Accumulative Time Deposits Family Time Deposit Time Deposit For Children

Savings Account

Savings programs

UEFA reward points Cashback service Membership Rewards Program

Safe deposit boxes

Standard Cards

Arca Classic MasterCard Standard Visa Classic

Special Cards

Mastercard Digital First Mastercard UEFA Champions League Visa Digital ArCa Transfer ArCa Credit ArCa MIR* ArCa Pension Visa Student Visa Benefactor American Express® Cashback Card American Express® Blue Card

Premium cards

American Express Gold Debit Visa Signature Limited Edition American Express® Gold UnionPay Gold Visa Signature Visa Gold Mastercard Gold

Advice for cardholders

Archive of terms of issuing cards Terms of Transactions with Tokenized Cards Delivery of Payment Cards Card Usage Security Rules Making card transactions Execution of online operations Making card-to-card transfers and utility payments Depositing funds to your card account Transactions with cards abroad Obtaining a credit line on your card Card loss and theft Contactless Payments 24/7 BANKING USSD service SMS notification service OTHER RISKS THAT MAY OCCUR DURING THE CARD USAGE

Visa Signature

Visa Signature card allows you to get travel insurance, international consulting services, additional benefits and discounts in many hotels, airlines, shops and restaurants around the world.

For public sector employees

For educational sector employees

For healthcare professionals

For justic sector employees

For IT sector employees

For financial sector employees

For international company's sector employees

For employees of large organizations sector

Google Pay

Apple Pay

Contactless payments

GarminPay

acba digital

ATMs

Cash-in terminals

Automated Banking Machines

Acba Ticket

Social security accounts

Current accounts

Escrow accounts

Express transfers

UBPay Moneygram Ria Money Transfer

International Card Transfers via Visa Direct / Mastercard MoneySend Systems

Transfers without opening an account

Sending and receiving money with your bank account

Receipt of transfers via phone call and Acba digital application

Periodic payments

Utility payments

Treatment Abroad (Critical Insurance)

CMTPL/VOLUNTARY MTPL

Family Deposit

Save money for the welfare of your family

Custodial services

Securities trading

ACBA Leasing

SPECIAL OFFER

Get a loan

Save and invest

Business Cards

Trade financing

Manage accounts

Financing For Communities

Send and receive money

Distance Banking Services

Acceptance of card payments

Accepting card payments online

Investment services

ACBA Leasing

Business loans

Express business loans

Business credit lines

Overdraft

Export and Import Credit Line

Business Mortgage

Loans for Processing of Agricultural Raw Materials

Business card credit line

"Women in business" program

Green Loans

Business Deposit

Bonds

UnionPay Business

Visa Business and ArCa Business cards

Advice to cardholders

Card delivery Safety rules for using cards Operations via cards Operations via web Card to card transfers and utility bills payment implementation Replenishment of card account Card transactions abroad Card loss or robery Contacless technology payments 24/7 BANKING SMS-notification service Other risks occurred during card usage

Post-Financing

Guarantees

Letters of credit

Cash collections (Incasso)

Factoring

Current accounts

Escrow accounts

Payroll services

Financing for communities

Transfers within Armenia

International transfers

acba digital

ACBA Ticket

Distance Banking

Manage your accounts 24 hours from any point in the world via Bank's distance banking services.

Acba SoftPOS

Service of Payment Cards with Cash Register Devices

Start servicing cards

Already serving cards

Accepting card payments online

Registry Operation

Custodial services

Securities trading

Commercial loans

You are an entrepreneur and want to expand your business. Loans for the development of active business

ACBA Leasing

ACBA Leasing is the first registered specialized leasing company in Armenia and market absolute leader.

SPECIAL OFFER

Agricultural loans for individuals

Agricultural loans subsidy programs

Cards for Farmers

ACBA Leasing

Loans for capital investment in agriculture

With pledge agricultural loans

Without collateral agricultural loans

Agricultural credit lines

Agricultural loans

Agricultural loans for individuals

Cattle development loans

ARCA Farmer settlement card

Acba Federation settlement card

ACBA Leasing

ACBA Leasing is the first registered specialized leasing company in Armenia and market absolute leader.

Special offers Get a loan Save and invest Choose your card My salary in my Bank Distance Banking Manage accounts Send and receive money Make payments Insurance services Investment services ACBA Leasing SPECIAL OFFER Get a loan Save and invest Business Cards Trade financing Manage accounts Financing For Communities Send and receive money Distance Banking Services Acceptance of card payments Accepting card payments online Investment services ACBA Leasing SPECIAL OFFER Agricultural loans for individuals Agricultural loans subsidy programs Cards for Farmers ACBA Leasing

Individuals

Special offers
Get a loan
Save and invest
Choose your card
My salary in my Bank
Distance Banking
Manage accounts
Send and receive money
Make payments
- Periodic payments
- Utility payments
Insurance services
- Treatment Abroad (Critical Insurance)
- CMTPL/VOLUNTARY MTPL
Investment services
- Custodial services
- Securities trading
ACBA Leasing
- ACBA Leasing

Business

SPECIAL OFFER
Get a loan
Save and invest
- Business Deposit
- Bonds
  - Bonds
Business Cards
Trade financing
Manage accounts
Financing For Communities
- Financing for communities
Send and receive money
- Transfers within Armenia
- International transfers
Distance Banking Services
- acba digital
- ACBA Ticket
Acceptance of card payments
Accepting card payments online
Investment services
ACBA Leasing
- ACBA Leasing

Farmers

SPECIAL OFFER
Agricultural loans for individuals
Agricultural loans subsidy programs
Cards for Farmers
- ARCA Farmer settlement card
- Acba Federation settlement card
ACBA Leasing
- ACBA Leasing

Main

Tariffs

For pensioners

Tariff:

Escrow accounts Accounts Securities Market Operations Distance Banking (acba digital, AcbaMax)Transfers Cash operations Other services Loans International Commercial Transactions Deposits Cards Registry operation, custody of corporate securities For pensioners Correspondent account service

Download PDF file

Valid from 2025-11-21

In case of any discrepancies in the information contained in the Site, as well as inaccurate texts in a foreign language, please be guided by the Armenian version. 21.11.2025 11:00

Acba bank is supervised by the CBA.

82-84 Aram Street, Yerevan, Armenia

+37410318888

E-mail: acba@acba.am

Financial system mediator

Bank takes no responsibility for preciseness and genuineness of the contents, advertisements and possible consequences arising from use of information placed in the referenced websites.

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