By receiving the salary through ACBA Bank, you will have the opportunity to:

• receive card and credit products with beneficial terms:
• international payment system cards
• credit lines
• consumer loans
• mortgage loans

• use the products offered within the salary program without the Bank's cooperation agreement between you and your employer;
• receive a loan with beneficial terms of assessment of creditworthiness;
• due to the wide network of branches andATMsbe served in a place, convenient for you.

Annual service fee – FREE OF CHARGE

Cash withdrawal from the ATMs of the Bank - FREE OF CHARGE

Card service fee in case of receiving the salary not with the Bank – monthly 500 AMD

*There are beneficial terms for managers.

Become a benefactor by using your Visa BARERAR card.

Visa BARERAR payment card is a joint initiative of ACBA-CREDIT AGRICOLE Bank and Hayastan All-Armenian Fund to use the raised funds of the Charity Fund for the needs of children in orphanage.

In case of receiving the salary with the Bank, a Consumer Loan is provided:

• Up to 5,000,000 AMD
• Up to 60 months
• Annual interest rate*:
• 9-12 months - 11.9-12.9%
• 13-24 months - 13.9-14.9%
• 25-60 months - 15.9-17.5%

The specified interest rate are set lower than the established interest rates by 1%.

Actual interest rate – 18.4-22.59%

* There are beneficial terms for managers.

More information on consumer loans

The specified tariffs for cards, loans and credit lines are valid, if you receive your salary with the Bank.

To receive cards, loans and credit lines:

• Fill in online application or

• Visit your nearest branch of the Bank.

Visiting the branch, it is required you submit:

• Identification document,
• Public service number,
• Other documents, upon request.