|
ACBA Bank customers can now apply for a number of loans without visiting the Bank.
The new solution takes the Bank-customer relationship to a qualitatively new level, thanks to which the customers save their time and staying at home at the current position, do not endanger their health.
Sequence of steps taken by the customer to sign a loan agreement
An offer to sign the documents is sent to the customer's e-mail address, which will be active for 10 working days.
After getting acquainted with the loan documents, the customer clicks on "Next to sign" and enters the one-time password sent to their phone number.
After entering the password correctly, the customer clicks on "Sign Documents" .
The documents approved by the Bank are sent by a separate e-mail to the customer's e-mail. The loan amount is transferred to the customer's account at the same time, automatically charging the one-time loan commission.
Electronic signing of loan agreements without loan formulation can be done without collateral and without guarantor in case of the following types of loans:
Loan |
Amount |
Consumer loan |
Up to 10 mln AMD |
Card credit line |
Up to 5 mln AMD (equivalent foreign currency) |
Non-recoverable card credit line |
Up to 2 mln AMD (equivalent foreign currency) |
Agricultural loan |
Up to 3 mln AMD |
Term of e-signing of loan package by the customer: