Card servicing fee 50,000 AMD instead of 70,000 AMD.

When acquiring a card based on the security of the deposit funds, the annual servicing fee will be 50,000 AMD.

Founders and directors of trade and service points that have a cooperation agreement with the bank for POS terminals and online payment services can acquire American Express® Gold cards at an annual rate of 50,000 AMD.

In case of acquiring the second and third American Express® Gold cards in other currencies, the annual servicing fee will be 50,000 AMD.

Treat yourself and your relatives to a pleasant surprise with Membership Rewards. This rewards program is a special benefit available only to American Express® Cardholders.

For payment and withdrawal transactions made with your American Express@ Gold Card, you will receive Membership Rewards points, which you can exchange for a variety of rewards offered by the Membership Rewards program.

• For payment and cash withdrawal transactions made with your American Express@ Gold Card, you will be awarded Membership Rewards points, which you can exchange for a wide range of rewards offered by the Membership Rewards program.
• Get 1 MR point for every 500 AMD payment and 1,000 AMD cash withdrawal made with the Card in Armenia and abroad.
• Accumulate MR points not only for your own, but also for transactions made with the cards provided to your loved ones.
• Join the Membership Rewards program when ordering the Card, and the service fee for the first year of membership in the program will be free.
• Get acquainted with the terms and conditions of the Membership Rewards program and the range of rewards here.

The American Express® Gold Card offers a wide range of insurance services, which includes several types of insurance coverage at the same time.

• American Express® Gold Cardholders are insured against incidents of baggage delay, damage or loss, flight delay or cancellation during travel, as well as health problems that arise during the trip.
• Purchases made with the American Express® Gold Card are protected against price fluctuations, damage or loss during delivery, and are also insured against damage or theft within 120 days from the date of purchase.
• The warranty period provided by the merchant/service point for purchases made with the American Express® Gold Card is doubled.
• The American Express® Gold Card has the highest level of security, as well as separate insurance against all possible types of fraudulent transactions.
• For more detailed information, please refer to the insurance service limits and general terms and conditions.
• To use the insurance services, it is necessary to call the Bank’s 24/7 customer service call center at +374 10 31 99 99 or send an email to insurance@acba.am and inform about the incident. In case the email you sent and the documents attached to it are incomplete or missing, you will be informed about this by a reply email within a maximum of 10 business days, and if the documents are complete, you will be informed that your claim is being processed.
• In the event of a medical incident, the Bank’s call center will help you contact the Russian-language 24/7 service center of the international company “International SOS,” where you will receive the necessary medical consultation.

The Priority Pass system includes more than 1700 airport lounges, where American Express Cardmembers will be treated as special guests.

• Get the free Priority Pass card provided with American Express Gold Debit cards, enjoy the relaxed atmosphere of the lounge and take advantage of the hospitality, regardless of which airline you use and what class of your ticket.
• By purchasing the American Express Gold Debit Card, you and your attached cardmembers will each have the opportunity to enter Priority Pass lounges 2 times a year for free, and you can use the 2 free entrances either for yourself alone, or use one entrance for yourself and the other for a guest traveling with you.

• You can access Priority Pass services using the electronic version of your Priority Pass card. All you need to do is download the Priority Pass app and log in to the app using the details provided to you by the Bank.
• For more details, you can review the Priority Pass card issuance and service service rules and tariffs.

Pass through passport and security checks at Zvartnots Airport for free and without queues.

• 2 times free

Use the Fast Track service for free 2 times during the year. Moreover, you can use the 2 free opportunities to use the Fast Track service either for yourself alone, or use one of the 2 opportunities for yourself and the other for one guest traveling with you.

• Flexible use opportunity

You can use each Fast Track voucher once, either upon departure or arrival.

• Available for primary and attached cards

The service can be used by primary and secondary cardmembers, each twice a year.

For details visit here.

Your relatives can also enjoy all the benefits that you have with your American Express® Gold Debit Card if you order companion/attached cards for them.

Every time a Cardmember of the attached card makes a payment with their card, you receive the MR points accumulated for the payment.

Attached card service fee

• You have the opportunity to order 4 attached cards, of which the first two are free, and the service fee for each of the third and fourth cards will be 20,000 AMD.