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CMTPL* |
Voluntary MTPL** |
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For personal losses |
Damage, caused to the health of the victim and the salary (income) lost as a result of it, as well as the amount, paid to the heirs and beneficiaries in the event of the death of the victim, damages caused to the passenger irrespective of their status |
Damage, caused to the health of the victim, damages caused to the passenger irrespective of their status |
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For damage caused to the victim’s property |
Damage, destruction, loss of the victim's car. Damage, destruction, loss of property of the vehicle of the injuring party or being in (on) the vehicle and belonging to the injured party. Damage, destruction, loss of roads, their structures, equipment, constructions |
Damage, destruction, loss of the victim's car. Damage, destruction, loss of property of the vehicle of the injuring party or being in (on) the vehicle and belonging to the injured party. Damage, destruction, loss of roads, their structures, equipment, constructions.
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* Compulsory Motor Third Party Liability insurance (CMTPL) is implemented by “INGO Armenia” ICJSC, “Rosgosstrakh Armenia” ICJSC and “Nairi Insurance” ILTD.
** Voluntary Motor Third Party Liability insurance (Voluntary MTPL) is implemented by “Rosgosstrakh Armenia” ICJSC, if the insured has a current CMTPL agreement with “Rosgosstrakh Armenia” ICJSC.
Damage, destruction, loss of the victim's car. Damage, destruction, loss of property of the vehicle of the injuring party or being in (on) the vehicle and belonging to the injured party. Damage, destruction, loss of roads, their structures, equipment, constructions.
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Maximum size of reimbursement |
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CMTPL |
VOLUNTARY MTPL* | ||
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For personal injuries |
for one insurance event |
33,000,000 AMD |
18,000,000 AMD |
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for each victim |
3,300,000 AMD |
6,000,000 AMD |
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For property injuries |
for one insurance event |
18,000,000 AMD |
3,000,000 AMD |
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for each victim |
1,800,000 AMD |
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Total |
51,000,000 AMD |
21,000,000 AMD | |
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Non-refundable ammount |
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CMTPL |
is not applicable |
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VOLUNTARY MTPL |
In the amount of the CMTPL insurance sum |
* The victim receives compensation under VOLUNTARY MTPL contract, if the damage exceeds the amount of insurance, provided by the CMTPL contract.
In case of any discrepancies in the information contained in the Site, as well as inaccurate texts in a foreign language, please be guided by the Armenian version. 13.01.2023 15:43 
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