From now on, in addition to receiving money, you can also transfer money to Visa և Mastercard cards of a number of countries*, as well as those, issued by VTB Bank (Armenia), which is not a member of the Armenian Card Processing Center, thanks to Visa Direct and Mastercard MoneySend services.

Transfers are made quite fast, in 24/7/365 mode. Transfers can be made both with a card number and with a phone number.

To make a transfer with a card number, you need to log in to ACBA Digital Internet Banking, select the "Transfer" section, then the "Card to Card Transfer" subsection, then "Visa Transfers" or "Mastercard MoneySend" and perform the following steps:

• Select "With a Card Number"
• Select the card for transfer,
• Fill in the card number, name and surname of the cardholder receiving the transfer;
• Fill in the amount,
• Click "Send".

The transfer service with a phone number is automatically activated for all Visa and Mastercard payment system cards of the Bank. The activation of the service by the bank is carried out according to the following principle:

• At first, the cardholder’s card in AMD is selected; if a card in AMD is not available, the card in USD, and if that’s not available, the card in EUR is selected;
• In case of more than one cards in the same currency, the card with the lowest cash withdrawal interest rate is selected, and in case of more than one cards in the same currency with the same withdrawal interest rate, the card the longer validity period is selected;
• If the above criteria are met, the cards of Visa system, and then the cards of Mastercard system are selected.

The cardholders of Visa and Mastercard of the Bank have the opportunity to receive transfers via phone number, and the cardholders of Visa cards of the Bank have the opportunity to make transfers to Visa and Mastercard cardholders.

To make a transfer with a phone number, it is necessary to log in to ACBA Digital internet banking system, select the "Card to Card Transfer" section under the "Transfer" section, then "Visa Transfers", and follow the steps below:

• Select "With a phone number" and click "Search",
• Confirm the data of the found cardholder,
• Select the card for transfer,
• Fill in the amount,
• Click "Send".

Tariffs

*See the complete list of countries here.