As a financial instrument, leasing provides big opportunities for the economic entities, in particular:

• Provision of the absolute right to the lessee to select the leasing subject and the Supplier,
• Inclusion of the expenses on the acquisition, transportation, customs clearance and other expenses in the price of the leasing subject, therefore also in the leasing agreement,
• Long-term financing, without requesting business plans,
• Execution of a leasing agreement in AMD, as well as in USD and euro,
• Opportunity to save the working capital for the lessee,
• Selection of the leasing subjects from Armenia, as well as from abroad,
• Opportunity for provision of leasing services in all marzes of the Republic,
• Execution of a leasing agreement without additional collaterals,
• Simplified package of documents,
• Acquisition of innovative equipment and technologies in compliance with the scientific and technical progress, without attraction of additional means,
• Repayment of fees after one month upon the actual delivery of the property,
• Grace period for repayments, change of the order of leasing subject,
• Absence of fees for review of applications and service of leasing agreements,
• Free consulting, starting from the first conversation until signing of leasing agreements; advisory support of leasing specialists,
• Financing special offers and discounts from supplier companies,
• Reflection of the expenses on the exploitation of the leasing subject and the expenses, occurred during the validity of the agreement, in the accounting of the lessee; opportunity to offset VAT in parallel to repayments.

• Leasing activities require permanent improvement of the knowledge of the employees of the organization. This is the reason, that in “ACBA Leasing” CJSC significant attention is paid to the recruitment of professional personnel, their training and retention.
• We realize that it is very important to hire professionals, but it is even more important to retain them.
• These are the main reasons, as a result of which we create comfortable working conditions and healthy corporate spirit, based on the mutual support, trust, respect and creative work.
• The company will always contribute to the development of the legislative sector for leasing in Armenia, it will try to make this product more competitive for the market, and more accessible for the economic entities of all economy sectors.
• Besides, “ACBA Leasing” CJSC will continuously try to replenish the market with new leasing products, thus meeting the growing demand.

1. Leasing for Individuals
2. For SMEs and corporate clients
3. For representations, embassies and consulates
4. For agro clients

Tariffs