|
✓ receive them every month
✓ at the end of the validity period
✓ compounding every month
The business deposit accounts can be opened by legal entities and private entrepreneurs in AMD, USD, Euro and RUR.
Minimum loan amount comprises 500.000 AMD, 1.000 USD, 1.000 EUR and 50.000 RUR.
Interest amount calculation example:
If you open a business deposit account in ACBA-CREDIT AGRICOLE BANK for 24 months in the amount of 500.000 AMD, then choose the option of topping up the funds and receive the interest amounts every month, the annual nominal interest rate for your deposit will comprise 7.2%, and the total value of the interest amounts received every month will comprise 72.000 AMD.*}
*in case of not making top-ups on the main deposit amount
AMD |
Period |
1-3 month (inclusive) |
3-6 month (inclusive) |
6-9 month (inclusive) |
9-12 month (inclusive) |
12-24 month (inclusive) |
1-3 month (inclusive) |
3-6 month (inclusive) |
6-9 month (inclusive) |
9-12 month (inclusive) |
12-24 month (inclusive) |
Interest payment method |
Annual nominal interest rate of deposit |
Annual interest yield on deposit* |
|||||||||
Deposit |
Monthly payment / interest capitalization |
- |
4.5% |
6% |
7% |
8 |
- |
4.55% |
6․12% |
7․18% |
8․27% |
Payment / capitalization at the end of the period |
3.5% |
4.5% |
6․5% |
7․5% |
8․5% |
3․55% |
4.55% |
6․55% |
7․5% |
8․17% |
|
Possibility to increase deposit amount |
Monthly payment / interest capitalization |
- |
3․7% |
5․2% |
6․2% |
7․2% |
- |
3․73% |
5․29% |
6․34% |
7․41% |
Payment / capitalization at the end of the period |
- |
3.7% |
5․7% |
6․7% |
7․7% |
- |
3․73% |
5․74% |
6․7% |
7․42% |
|
Possibility to decrease deposit amount |
Monthly payment / interest capitalization |
- |
3․2% |
4․7% |
5․7% |
6․7% |
- |
3.23% |
4․77% |
5.82% |
6․89% |
Payment / capitalization at the end of the period |
- |
3․2% |
5․2% |
6․2% |
7․2% |
- |
3.23% |
5․23% |
6․2% |
6․96% |
|
Possibility to increase and decrease deposit amount |
Monthly payment / interest capitalization |
- |
2․7% |
4․2% |
5․2% |
6․2% |
- |
2․72% |
4․26% |
5․3% |
6․36% |
Payment / capitalization at the end of the period |
- |
2․7% |
4․7% |
5․7% |
6․7% |
- |
2․72% |
4․73% |
5․7% |
6․49% |
USD |
Period |
1-3 month (inclusive) |
3-6 month (inclusive) |
6-9 month (inclusive) |
9-12 month (inclusive) |
12-24 month (inclusive) |
1-3 month (inclusive) |
3-6 month (inclusive) |
6-9 month (inclusive) |
9-12 month (inclusive) |
12-24 month (inclusive) |
Interest payment method |
Annual nominal interest rate of deposit |
Annual interest yield on deposit* |
|||||||||
Deposit |
Monthly payment / interest capitalization |
- |
1․0% |
2․0% |
2․5% |
3․0% |
- |
1․0% |
2․01% |
2․52% |
3․04% |
Payment / capitalization at the end of the period |
- |
1․0% |
2․25% |
2․75% |
3․25% |
- |
1․0% |
2․26% |
2․75% |
3․2% |
|
Possibility to increase deposit amount |
Monthly payment / interest capitalization |
- |
0․7% |
1․7% |
2․2% |
2․7% |
- |
0․7% |
1․71% |
2․22% |
2․73% |
Payment / capitalization at the end of the period |
- |
0․7% |
1․95% |
2․45% |
2․95% |
- |
0․7% |
1․95% |
2․45% |
2․91% |
|
Possibility to decrease deposit amount |
Monthly payment / interest capitalization |
- |
0․5% |
1․5% |
2․0% |
2․5% |
- |
0․5% |
1․51% |
2․01% |
2․53% |
Payment / capitalization at the end of the period |
- |
0․5% |
1․75% |
2․25% |
2․75% |
- |
0․5% |
1․75% |
2․25% |
2․71% |
|
Possibility to increase and decrease deposit amount |
Monthly payment / interest capitalization |
- |
0․3% |
1․3% |
1․8% |
2․3% |
- |
0․3% |
1․31% |
1․81% |
2․32% |
Payment / capitalization at the end of the period |
- |
0․3% |
1․55% |
2․05% |
2․55% |
- |
0․3% |
1․55% |
2․05% |
2․52% |
Euro |
Period |
1-3 month (inclusive) |
3-6 month (inclusive) |
6-9 month (inclusive) |
9-12 month (inclusive) |
12-24 month (inclusive) |
1-3 month (inclusive) |
3-6 month (inclusive) |
6-9 month (inclusive) |
9-12 month (inclusive) |
12-24 month (inclusive) |
Interest payment method |
Annual nominal interest rate of deposit |
Annual interest yield on deposit* |
|||||||||
Deposit |
Monthly payment / interest capitalization |
- |
- |
0.5% |
1.0% |
1.5% |
- |
- |
0.5% |
1.0% |
1.51% |
Payment / capitalization at the end of the period |
- |
- |
0.75% |
1.25% |
1.75% |
- |
- |
0.75% |
1.25% |
1.73% |
|
Possibility to increase deposit amount |
Monthly payment / interest capitalization |
- |
- |
0.3% |
0.8% |
1.3% |
- |
- |
0.3% |
0.8% |
1.31% |
Payment / capitalization at the end of the period |
- |
- |
0.55% |
1.05% |
1.55% |
- |
- |
0.55% |
1.05% |
1.54% |
|
Possibility to decrease deposit amount |
Monthly payment / interest capitalization |
- |
- |
0.2% |
0.7% |
1.2% |
- |
- |
0.2% |
0.7% |
1.21% |
Payment / capitalization at the end of the period |
- |
- |
0.45% |
0.95% |
1.45% |
- |
- |
0.45% |
0.95% |
1.44% |
|
Possibility to increase and decrease deposit amount |
Monthly payment / interest capitalization |
- |
- |
0.0% |
0.5% |
1.0% |
- |
- |
0.0% |
0.5% |
1.0% |
Payment / capitalization at the end of the period |
- |
- |
0.25% |
0.75% |
1.25% |
- |
- |
0.25% |
0.75% |
1.24% |
RUR |
Period |
1-3 month (inclusive) |
3-6 month (inclusive) |
6-9 month (inclusive) |
9-12 month (inclusive) |
12-24 month (inclusive) |
1-3 month (inclusive) |
3-6 month (inclusive) |
6-9 month (inclusive) |
9-12 month (inclusive) |
12-24 month (inclusive) |
Interest payment method |
Annual nominal interest rate of deposit |
Annual interest yield on deposit* |
|||||||||
Deposit |
Monthly payment / interest capitalization |
- |
2.5% |
3.5% |
4.5% |
5.5% |
- |
2.52 |
3.54% |
4.57% |
5.62% |
Payment / capitalization at the end of the period |
1.5% |
2.5% |
3.75% |
4.75% |
5.75% |
1.51% |
2.52 |
3.77% |
4.75% |
5.59% |
|
Possibility to increase deposit amount |
Monthly payment / interest capitalization |
- |
2.1% |
3.1% |
4.1% |
5.1% |
- |
2.11 |
3.13% |
4.16% |
5.21% |
Payment / capitalization at the end of the period |
- |
2.1% |
3.35% |
4.35% |
5.35% |
- |
2.11 |
3.36% |
4.35% |
5.21% |
|
Possibility to decrease deposit amount |
Monthly payment / interest capitalization |
- |
1.9% |
2.9% |
3.9% |
4.9% |
- |
1.91 |
2.93% |
3.95% |
5.0% |
Payment / capitalization at the end of the period |
- |
1.9% |
3.15% |
4.15% |
5.15% |
- |
1.91 |
3.16% |
4.15% |
5.02% |
|
Possibility to increase and decrease deposit amount |
Monthly payment / interest capitalization |
- |
1.7% |
2.7% |
3.7% |
4.7% |
- |
1.71 |
2.72% |
3.75% |
4.79% |
Payment / capitalization at the end of the period |
- |
1.7% |
2.95% |
3.95% |
4.95% |
- |
1.71 |
2.96% |
3.95% |
4.83% |
* ATTENTION: INTEREST AMOUNTS ON THE FUNDS, AVAILABLE ON YOUR ACCOUNT, ARE CALCULATED BASED ON THE NOMINAL INTEREST RATE, AND THE ANNUAL INTEREST RATE SHOWS HOW MUCH INCOME YOU WILL RECEIVE AS A RESULT OF DUE PAYMENT OF MANDATORY FEES BY YOU AND RECEIVING THE ACQUIRED REGULAR INTEREST AMOUNTS. YOU CAN FIND THE PROCEDURE OF CALCULATION OF ANNUAL INTEREST YIELD HERE: Procedure of Calculation of Annual Interest Yield.