Making a contactless payment will only take a few seconds.
There is no need to transfer the card to the service provider, insert it in the terminal, sign the receipt, and in case of payments up to 10,000 AMD, also enter your PIN code.
Contactless payment has a reliable system of protection against fraud, and as an additional security measure, in case of payments exceeding 10,000 AMD, it is necessary to enter the PIN code of the card. At the same time, contactless cards can be used to make transactions using the card chip and magnetic tape as before.
If you still do not have Arca Business, Visa Business cards of the Bank, you can order a new card with the logo directly from the website or visit your nearest Bank branch.
Payments with contactless cards:
If you want to get a copy of your payment receipt, you need to tell the salesperson.
Thanks to a contactless payment, you can make a transaction with just one hand movement through all the terminals that serve contactless payments.
Transactions are carried out due to modern radio frequency technology, during which a coded signal is sent from the card chip via a radio channel to the card servicing terminal. Contactless payment allows you to not enter a PIN code in case of payments in the amount of up to 10,000 AMD or equivalent foreign currency, as well as not to sign the receipt.
To find out if your card has a contactless payment option, just look for mark on your card.
Payments are quick, easy and there is no need to enter a PIN or sign a receipt.
The number of outlets offering convenience of contactless technology is increasing day by day all over the world, and thousands of contactless payment cards are now available in thousands of outlets around the world.
The presence of a logo at the point of sale indicates the ability of service of these cards.
At the same time, you can make chip or ribbon transactions with payment cards using contactless technology.
If there is a logo on the trade and service point but the contactless transaction is rejected for any reason, you can ask the service provider to service the card like a regular chip card.
To obtain Visa Business contactless cards, you need to visit any branch of the Bank and fill out a card ordering application or visit the bank's website and fill out an online card application. Is it possible to make a random contactless transaction was made with a card, if it is in your pocket or wallet.
No, it is not possible, because in order to make a transaction with this type of card, the cashier must enter the transaction amount, after which only you can bring the card closer to the terminal (keeping it at a maximum distance of 4 cm from the terminal ) to complete the transaction. Moreover, if the card is not approached within a few seconds, the transaction cannot be made.
Transactions with contactless cards are just as secure as transactions with chip cards, as each transaction generates a special security code that makes it impossible to re-use the transaction data or attempt to duplicate the card.
Moreover, contactless payments are even more secure, as the card is in your hand during the transaction, which reduces the possible risks of other people getting the card number or other data.
In case of loss or theft of the card, it is necessary to immediately call the bank's 24-hour service center 010 31 88 99 or ArCa tele-service center 010 59 22 22 and block it.
No, it is not possible, even a contactless transaction attempt will be rejected due to the card being blocked.