Online payment card service (E-Commerce) is an online payment acceptance service for selling products and services on websites and mobile applications.
In addition to being the most up-to-date payment method, the service is also a new business development tool, offering a competitive business format and providing new opportunities.

ACBA Bank, cooperating with local and international reputable payment systems, allows you to accept online payments with 4 payment system cards at the same time.

• ArCa (the Bank is a founding member of the Armenian Card payment system),
• Visa (the Bank is a full member of the Visa International payment system),
• MasterCard (the Bank is an affiliate of the MasterCard Europe payment system),
• American Express (the Bank is an American Express Payment System Exclusive Representative in Armenia).

In order for your company to be able to offer their services not only to local but also to foreign consumers, the Bank has introduced 3D Secure security technology for accepting internet payments, based on the implementation of Verified by Visa, MasterCard Secure Code and American Express SafeKey® programs and payment acceptance certificates, received by Visa International, Mastercard International Inc. and American Express Limited companies.

By servicing online payment cards through one bank, you reduce your operating costs by simplifying control over the movement of accounts and transactions.

Many years of experience in the field of card service, the presence of qualified specialists and investments made by the Bank in this field will allow you to avoid the risks associated with card service. By cooperating with the Bank in this field, you will be able to service cards at low rates, as well as use other services of the Bank on preferential terms.

YOUR ADVANTAGES of online payment acceptance service with cards (E-Commerce)

• Sales growth as a result of attracting not only local but also foreign consumers.
• Launch of the service without any annual service or activation fees.
• Acceptance of card payments online at no extra risk.
• Elimination of risks of counterfeiting with fake cards.
• Provision of full advice and support by the Bank.
• Ability to solve urgent problems at any time of the day thanks to the Bank's 24-hour phone service center.
• Receiving transaction confirmation from the card issuing bank is a full guarantee of payment.
• Free placement of ArCa SecurePay, Verified by Visa, MasterCard Secure Code, ArCa SecurePay and American Express SafeKey® software logos on your website, as proof of payment security.
• Possibility of Recurrent payments and Card Binding.
• Responsive designof the single payment page developed by the Bank.

ADVANTAGES FOR YOUR CUSTOMERS

• Reliable, easy-to-use online payment environment.
• No need to download additional software applications to make payments.
• 3D Secure security of online payments.
• Data entry by the cardholder in the secure environment of the processing center.
• Credit cards enable you to shop not only with your own funds, but also with a loan.

Becoming a partner of the Bank, you will also have the opportunity to use a number of banking services for free or on a privileged terms.

• Account opening and service - free of charge,
• Withdrawal of a non-cash deposit from account* - free of charge
• Minimum account balance - not defined
• In case of having an account in another bank, the money is transferred to the given account - free of charge
• Provision of American Express Gold Card to the owner or co-owner of the company with a preferential annual service fee of 35,000 AMD instead of the standard 50,000 AMD
• Issuance of Visa / MasterCard Gold Cards to the owner and director of the company free of charge and preferential 20% credit line interest rate
• Provision of Visa Business Card with a preferential annual service fee of 5000 AMD, which can also be provided with ArCa Business card free of charge
• Provision of ArCa Business Card with annual service commission of 3000 AMD and encashment of payments accepted with cards at 0.3% commission,
• Provision of ArCa, VISA or MasterCard payment cards to the employees of the organization at preferential rates for receiving salaries.

The list of banking services provided by the bank on preferential terms is not limited to this. For more information on other banking services and tariff information, please contact your servicing specialist.

* the tariff is valid in case of encashment by check book.