Corporate Management

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ACBA ON-LINE

Online Applications

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Individuals

Business

Farmers

Individuals

Business

Farmers

SPECIAL OFFER

Get a loan

Save and invest

My salary in my Bank

Choose your card

Distance Banking

Manage accounts

Send and receive money

Make payments

Insurance services

Investment services

Օther services

ACBA Leasing

Credit loans "100 day without interest rate"

Consumer credits without collateral

Consumer loans without collateral up to AMD 5,000,000 Installment loans Student loans Student loans within State support Loans for purchasing household appliances

Collateral loans

Consumer credits with deposit collateral Gold pledge consumer loans Collateralized consumer credits up to 10,000,000 AMD

Fast Overdraft

Credit lines

Card credit lines Credit lines with deposit pledge Credit line with reducible limit Non-revolving card credit line Gold-pledge-non-revolving-credit-line

Housing (mortgage) loans

Real estate purchase mortgage loans Real estate renovation mortgage loans National Mortgage Company real estate purchase loans National Mortgage Company real estate renovation loans Energy-efficient apartment purchase mortgage loan Energy-efficient apartment renovation 5+ mortgage loan Regional apartment purchase mortgage loan Regional apartment renovation mortgage loan Real estate renovation Energy Efficient loans Real estate renovation microloans Affordable housing for young families

Installment loans here-and-now

ACBA ON-LINE

Register a credit line and a consumer loan secured with deposit, make Loan monthly repayments through ACBA ON LINE system

Deposits

Classic Time Deposit Accumulative Time Deposits Family Time Deposit Time Deposit For Children

Savings programs

Interest amount accrued on the card positive balance UEFA reward points Cashback service Membership Rewards Program

Safe deposit boxes

For public sector employees

For educational sector employees

For health care sector employees

For justic sector employees

For IT sector employees

For financial sector employees

For international company's sector employees

For employees of large organizations sector

Standard Cards

Arca Classic Maestro MasterCard Standard MasterCard Gold Visa Electron Visa Classic Visa Gold

Special Cards

MasterCard UEFA Champions League Transfer Cards ArCa Credit ArCa MIR ArCa Pension Visa Student Visa Benefactor ArCa Farmer American Express Cashback American Express Blue American Express Gold

Advice for cardholders

Card Usage Security Rules Making card transactions Transactions made on the internet Registering a virtual card Making card-to-card transfers and utility payments Depositing funds to your card account Making card transactions abroad Obtaining a credit line on your card Card loss and theft Payments using the contactless technology 24/7 BANKING SMS notification service OTHER RISKS THAT MAY OCCUR DURING THE CARD USAGE

MasterCard Gold

MasterCard Gold card is ready to become your reliable payment tool as it is serviced at millions of trade and service outlets and ATMs in more than 200 countries worldwide.

ACBA Mobile

ACBA Ticket

ACBA QR

ACBA ON–LINE

ACBA-CREDIT AGRICOLE BANK offers you the possibility to manage your accounts and make payments through the Internet

ACBA Mobile

Manage your accounts without going off your schedule

Current accounts

Escrow accounts

Transfers without opening an account

Sending and receiving money with your bank account

Express transfers

Unistream Moneygram Ria Money Transfer Xpress Money Sigue Money Transfer Converse Transfer

Receipt of transfers via phone call and “ACBA ON-LINE” service (also, “ACBA Mobile application”)

Periodic payments

Utility payments

Travelers insurance

CMTPL/VOLUNTARY MTPL

Family Deposit

Save money for the welfare of your family

Custodial services

Securities trading

Family Deposit

Save money for the welfare of your family

Unemployed women`s maternity allowance payment service

Payment service for the childcare allowance intended for up to 2-year-old children

ACBA Leasing

ACBA Leasing is the first registered specialized leasing company in Armenia and market absolute leader.

SPECIAL OFFER

Get a loan

Save and invest

Trade financing

Manage accounts

Financing For Communities

Send and receive money

Distance Banking Services

Investment services

ACBA Leasing

BUSINESS DEVELOPMENT TOOLS

The best package of tools for development and improvement of business, including services provided by reputable and experienced companies with incomparable and affordable terms for you.

Business loans

Express business loans

Business credit lines

Overdraft

Business card credit line

«GREEN» Loans

"Women in business" program

Business Loans

You are an entrepreneur and want to expand your business. Loans for the development of active business

Business Deposit

ACBA Mobile

Make deposit replenishment through ACBA Mobile application.

Guarantees

Letters of credit

Cash collections (Incasso)

Factoring

Escrow accounts

Gurantees

Use bank guarantees and build trustful cooperation between your partners.

Accepting card payments

Start servicing cards Already servicing cards

Acceptance of online payments by cards

Current accounts

Business Cards

Payroll services

ACBA Mobile application

Manage your accounts without visiting the Bank anywhere at any moment.

Financing for communities

Current Accounts

Holding a current account with ACBA-CREDIT AGRICOLE BANK CJSC, you will have the opportunity to manage your funds efficiently and securely, as well as send and receive profitable transfers on the territory of Armenia and worldwide.

Transfers within Armenia

International transfers

ACBA Mobile

Make transfers within the RA territory and abroad through ACBA Mobile application.

ACBA Mobile

ACBA Ticket

ACBA – ON LINE

ACBA-CREDIT AGRICOLE BANK offers you the possibility to manage your accounts and make payments through the Internet

Distance Banking

Manage your accounts 24 hours from any point in the world via Bank's distance banking services.

Registry Operation

Custodial services

Securities trading

Commercial loans

You are an entrepreneur and want to expand your business. Loans for the development of active business

ACBA Leasing

ACBA Leasing is the first registered specialized leasing company in Armenia and market absolute leader.

SPECIAL OFFER

Agricultural loans for individuals

Agricultural loans for legal entities

Loan interest rates subsidizing programs

ACBA Leasing

Effective agriculture

Loans for capital investment in agriculture

Standard agricultural loans

Simple agricultural loans

Express agricultural loans

Agricultural credit lines

Gold pledge agricultural loans

Agricultural loans

Agricultural loans for individuals

Standard agricultural loans

Simple agricultural loans

Express agricultural loans

Standard Agricultural Loans

Agricultural loans – in the agricultural sector, the best option for long-term and short-term investments

Agricultural loan subsidizing program

Lending program for drip irrigation systems integration

Lending program for intensive orchards establishing

Lending program for hail-protective network integration

Agricultural loan subsidizing program

ACBA Leasing

ACBA Leasing is the first registered specialized leasing company in Armenia and market absolute leader.

SPECIAL OFFER Get a loan Save and invest My salary in my Bank Choose your card Distance Banking Manage accounts Send and receive money Make payments Insurance services Investment services Օther services ACBA Leasing SPECIAL OFFER Get a loan Save and invest Trade financing Manage accounts Financing For Communities Send and receive money Distance Banking Services Investment services ACBA Leasing SPECIAL OFFER Agricultural loans for individuals Agricultural loans for legal entities Loan interest rates subsidizing programs ACBA Leasing

Individuals

SPECIAL OFFER
- Credit loans "100 day without interest rate"
Get a loan
Save and invest
My salary in my Bank
Choose your card
Distance Banking
Manage accounts
- Current accounts
- Escrow accounts
Send and receive money
Make payments
- Periodic payments
- Utility payments
Insurance services
- Travelers insurance
- CMTPL/VOLUNTARY MTPL
Investment services
- Custodial services
- Securities trading
Օther services
- Unemployed women`s maternity allowance payment service
- Payment service for the childcare allowance intended for up to 2-year-old children
ACBA Leasing
- ACBA Leasing

Business

SPECIAL OFFER
- BUSINESS DEVELOPMENT TOOLS
Get a loan
Save and invest
- Business Deposit
Trade financing
Manage accounts
Financing For Communities
- Financing for communities
Send and receive money
- Transfers within Armenia
- International transfers
Distance Banking Services
Investment services
ACBA Leasing
- ACBA Leasing

Farmers

SPECIAL OFFER
- Effective agriculture
- Loans for capital investment in agriculture
Agricultural loans for individuals
Agricultural loans for legal entities
Loan interest rates subsidizing programs
ACBA Leasing
- ACBA Leasing

Main

About bank

Corporate Management

About bank

Corporate Management

Principles of evaluation of Bank CEO performance

The function of evaluation of Bank CEO performance is vested to the Bank Board,
Bank CEO performance evaluation is performed based on specific indicators (including the assets, quality of loan portfolio, profit, return on assets and return on aggregate capital) defined by Bank prospective development plan, Bank evaluation average CAMELS rate, introduction of bank corporate management principles, proper implementation of internal legal acts and other decisions adopted by bank management competent bodies, implementation of risk management policy, human resources management policy, efficient management of Bank day-to-day operation, etc.,
Bank Board evaluates Bank CEO performance on the basis of reports regularly submitted to the Board.

“There are not standing committees adjacent to “ACBA-CREDIT AGRICOLE BANK” CJSC Board
“ACBA-CREDIT AGRICOLE BANK” CJSC has 1425 employees as of 31.03.2018.

ORDER OF MAKING OF TRANSACTION WITH “ACBA-CREDIT AGRICOLE BANK” CJSC LINKED PERSONS

In case of any inconsistencies between the published Armenian and English information, the Armenian version prevails.
Updated: 03.11.2018 09:35

82-84 Aram Street, Yerevan, Armenia

Tel: (+374 10) 31 88 88

Fax: (+374 10) 54 34 85

E-mail: acba@acba.am

Financial system mediator

Bank takes no responsibility for preciseness and genuineness of the contents, advertisements and possible consequences arising from use of information placed in the referenced websites.

The Bank today

Bank Managers

Structure

Shareholders, investors and bonds

Achievements of the Bank

Corporate Management

The history and the mission

Social and environmental responsibility

Direct, indirect significant participants and subsidiaries

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