Credit line with reducible limit

Online consultant

Call from here | 010 31 88 88

Phone call order

ACBA Digital

Online Applications

ՀԱՅ

feedback

Individuals

Business

Farmers

Individuals

Business

Farmers

Special offers

Get a loan

Save and invest

My salary in my Bank

Choose your card

Distance Banking

Manage accounts

Send and receive money

Make payments

Insurance services

Investment services

ACBA Leasing

Consumer credits without collateral

Consumer loans without collateral up to AMD 5,000,000 Student loans Student loans within State support

Collateral loans

Consumer Loans, Secured with Deposit Collateralized consumer credits up to 30,000,000 AMD

Fast Overdraft

Credit lines

Card credit lines Credit lines with deposit pledge Credit line with reducible limit Non-revolving card credit line

Housing (mortgage) loans

Apartments from constructors Real estate purchase mortgage loans National Mortgage Company real estate purchase loans Energy-efficient apartment purchase mortgage loan Regional apartment purchase mortgage loan Affordable housing for young families

Housing (repair) loans

Jerm Ojakh Mortgage Loans for Renovation of Real Estate National Mortgage Loans for Renovation of Real Estate

Installment Loan HERE AND NOW

E-signing of Contracts

Deposits

Deposit classic Accumulative Time Deposits Family Time Deposit Time Deposit For Children

Savings programs

Interest amount accrued on the card positive balance UEFA reward points Cashback service Membership Rewards Program

Safe deposit boxes

For public sector employees

For educational sector employees

For healthcare professionals

For justic sector employees

For IT sector employees

For financial sector employees

For international company's sector employees

For employees of large organizations sector

Advice for cardholders

Delivery of Payment Cards Card Usage Security Rules Making card transactions Execution of online operations Making card-to-card transfers and utility payments Depositing funds to your card account Transactions with cards abroad Obtaining a credit line on your card Card loss and theft Contactless Payments 24/7 BANKING SMS notification service OTHER RISKS THAT MAY OCCUR DURING THE CARD USAGE

Standard Cards

Arca Classic Maestro MasterCard Standard Visa Electron* Visa Classic

Special Cards

Visa Virtual MasterCard UEFA Champions League Transfer Cards ArCa Credit ArCa MIR ArCa Pension Visa Student Visa Benefactor American Express Cashback American Express Blue

Premium cards

MasterCard Gold Visa Gold

Visa Signature

Visa Signature card allows you to get travel insurance, international consulting services, additional benefits and discounts in many hotels, airlines, shops and restaurants around the world.

ACBA Digital

ATMs

Cash-in terminals

Automated Banking Machines

ACBA Ticket

Current accounts

Escrow accounts

Transfers via Sberbank

Transfers without opening an account

Sending and receiving money with your bank account

Express transfers

Unistream Moneygram Ria Money Transfer Xpress Money Converse Transfer

Receipt of transfers via phone call and “ACBA ON-LINE” service (also, “ACBA Mobile application”)

Periodic payments

Utility payments

Travele insurance

CMTPL/VOLUNTARY MTPL

Family Deposit

Save money for the welfare of your family

Custodial services

Securities trading

ACBA Leasing

ACBA Leasing is the first registered specialized leasing company in Armenia and market absolute leader.

Get a loan

Save and invest

Trade financing

Manage accounts

Financing For Communities

Send and receive money

Distance Banking Services

Investment services

ACBA Leasing

Loans Under The State Support First Program

Business loans

Express business loans

Business credit lines

Overdraft

Business card credit line

Loans for Processing of Agricultural Raw Materials

"Women in business" program

Business Deposit

Guarantees

Letters of credit

Cash collections (Incasso)

Factoring

Current accounts

Payroll services

Financing for communities

Current Accounts

Holding a current account with ACBA-CREDIT AGRICOLE BANK CJSC, you will have the opportunity to manage your funds efficiently and securely, as well as send and receive profitable transfers on the territory of Armenia and worldwide.

Transfers within Armenia

International transfers

ACBA Digital

ACBA Ticket

Distance Banking

Manage your accounts 24 hours from any point in the world via Bank's distance banking services.

Registry Operation

Custodial services

Securities trading

Commercial loans

You are an entrepreneur and want to expand your business. Loans for the development of active business

ACBA Leasing

SPECIAL OFFER

Agricultural loans for individuals

Agricultural loans subsidy programs

ACBA Leasing

Effective agriculture

Loans for capital investment in agriculture

With pledge agricultural loans

Without collateral agricultural loans

Express agricultural loans

Agricultural credit lines

Agricultural loans

Agricultural loans for individuals

Agricultural loan subsidizing program

Lending program for drip irrigation systems integration

Lending program for intensive orchards establishing

Lending program for hail-protective network integration

ACBA Leasing

ACBA Leasing is the first registered specialized leasing company in Armenia and market absolute leader.

Special offers Get a loan Save and invest My salary in my Bank Choose your card Distance Banking Manage accounts Send and receive money Make payments Insurance services Investment services ACBA Leasing Get a loan Save and invest Trade financing Manage accounts Financing For Communities Send and receive money Distance Banking Services Investment services ACBA Leasing SPECIAL OFFER Agricultural loans for individuals Agricultural loans subsidy programs ACBA Leasing

Individuals

Special offers
Get a loan
Save and invest
My salary in my Bank
Choose your card
Distance Banking
Manage accounts
Send and receive money
Make payments
- Periodic payments
- Utility payments
Insurance services
- Travele insurance
- CMTPL/VOLUNTARY MTPL
Investment services
- Custodial services
- Securities trading
ACBA Leasing
- ACBA Leasing

Business

Get a loan
Save and invest
- Business Deposit
Trade financing
Manage accounts
Financing For Communities
- Financing for communities
Send and receive money
- Transfers within Armenia
- International transfers
Distance Banking Services
- ACBA Digital
- ACBA Ticket
Investment services
ACBA Leasing
- ACBA Leasing

Farmers

SPECIAL OFFER
- Effective agriculture
- Loans for capital investment in agriculture
Agricultural loans for individuals
Agricultural loans subsidy programs
ACBA Leasing
- ACBA Leasing

Main

Individuals

Get a loan

Credit lines

Credit line with reducible limit

Credit lines with reducible limit are provided to the RA citizen individuals, who have fixed documented income.

Monthly repayments are specified for the use of the credit lines with reducible limits, as a result of which the principal of the credit line is reduced, which reduces your financial liabilities at the end of the validity period of the credit line.

Do you have questions ?

In case of any discrepancies in the information contained in the Site, as well as inaccurate texts in a foreign language, please be guided by the Armenian version. 10.03.2021 12:40

Acba bank is supervised by the CBA.

82-84 Aram Street, Yerevan, Armenia

Tel: (+374 10) 31 88 88 (24/7)

Fax: (+374 10) 54 34 85

E-mail: acba@acba.am

Financial system mediator

Bank takes no responsibility for preciseness and genuineness of the contents, advertisements and possible consequences arising from use of information placed in the referenced websites.

About us

Shareholders, investors and bonds

Bonds

Achievements of the Bank

Corporate Management

The history and the mission

Social and environmental responsibility

Useful references

ACBA LEASING CJSC

Amundi-ACBA Asset Management

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Reports