• Transfers are accepted and paid in USD.

• The recipient receives the full amount of the transfer, free and clear of fees and other expenses,
• The transfer fee varies based on the amount of transfer,
• Transfer fees are payable in AMD only,
• The amount of the commission depends on the amount of the transferred sum and can comprise from 1-5%.

• Transfer amounts can be claimed 5-10 minutes after the transfer.
• The maximum amount of one transfer is 5000 USD.

Geography

The system is widely spread in Arabic countries, particularly UAE cities, as well as in Austria, Belgium, Bulgaria. Italy, Spain, USA, England etc.

Corrections and cancellations

• Changes in transfer details and cancellations of transfers are free of charge, by written request of the sender,
• Transfers are not subject to cancellation if the transfer amount has been claimed by the recipient, and the recipient refuses to return the funds,
• Corrections of errors in transfer details and cancellations of transfers are performed at the discretion of the transferring and receiving banks and within time limits set thereby,
• In case of cancellation of transfer, the sender receives the full amount of the transfer without applicable fees,
• The Bank assumes no responsibility for the return of transfer amounts if they have been claimed by and paid to the recipient,
• Please consult www.xpressmoney.com for service locations, tariffs and other terms and conditions,
• The Bank performs the acceptance of the transferrable amount, as well as payment of the received amount to the customer in the currency of transfer, as well as, if required, in other currency with conversion,
• The Bank bears no responsibility for the consequences, resulting from the provision of the transfer code or scan of the document by the customer to the third parties.

The Bank is required to provide written proof of transfer, which must contain the amount and currency of the transfer, fees and other details.

ATTENTION: Security rules