The list of the documents required for obtaining a loan1:
1 The list of required documents can be changed depending on the loan
2 it is necessary make the “Authentic with the original” note on the reports, sign and mention the date. If the customer is a legal entity the above-mentioned reports should be signed by the director of the legal entity or a competent person, and sealed with the round seal of the legal entity.
3 The documents are required if they are incorrect or are absent from the RA MJ registry database.
4 The reference can be received from the Bank of RA MJ state registry agency.
5 Can be presented after the positive decision on disbursing the loan.
If you do not have an account in the bank you should also present the required documents (original) for opening an account in "ACBA-CREDIT AGRICOLE BANK" CJSC.
THE PLEDGED PROPERTY CAN BE SEIZED IF THE BORROWER DOESN’T MAKE LOAN AND INTEREST REPAYMENTS IN TIME. IN CASE THE PLEDGE VALUE IS NOT ENOUGH THE OBLIGATIONS OF THE BORROWER WILL BE SETTLED ON THE ACCOUNT OF THE BORROWER’S OTHER PROPERTY.
Information provided to the loan registry
IN CASE OF NOT MAKING THE REPAYMENTS OF THE LOAN AMOUNT AND THE INTEREST AMOUNT THE INFORMATION ABOUT THE BORROWER WILL BE REGISTERED IN THE LOAN REGISTRY.
HAVING A BAD LOAN HISTORY CAN BECOME AN OBSTACLE FOR YOU IN THE FUTURE IN OBTAINING NEW LOANS.