Payment cards online service (E-Commerce)is an online payment acceptance service with payment cards for websites and mobile applications for the sale of goods and services.
In addition to being the most up-to-date payment method, the service is also a new business development tool offering a competitive business format and providing new opportunities.

ACBA-CREDIT AGRICOLE BANK, co-operating with prestigious local and international payment systems, gives an opportunity to you pay online payments simultaneously with four payment systems cards.

• ArCa (Bank is the founder member of Armenian Card payment system)
• Visa (Bank is a full member of Visa International payment system);
• MasterCard (Bank is an affiliate member of MasterCard Europe payment system);
• American Express (Bank is an exclusive representative of American Express payment system in Armenia).

In order your organization can offer its services not only to local but also to foreign consumers, the Bank has introduced Internet paymen based 3D Secure security technology, which is based on Visa International, Mastercard International Inc. and Verify by Visa, MasterCard Secure Code, and American Express SafeKey® certificates issued by American Express Limited.

By implementing online payment cards through one bank, you reduce your operating costs by simplifying the control over the transaction flow and transaction processing.

Many years of experience in the field of card servicing, availability of qualified specialists and investments made by the Bank in this area will allow you to avoid card-related risks. Due to the cooperation with the Bank, you will be able to provide low-rate card services as well as use other services of the Bank on privileged terms.

Advantages for You

• Increase in sales volumes resulted not only from domestic but also by foreign consumers.
• Service launch without any annual service or activation fee.
• Acceptance of online payments by cards without additional risks.
• Exclusion of fraud risks with counterfeit cards.
• Full consultation and support by the Bank.
• Due to the Bank's 24-hour telephone service, the possibility of instantaneous solution of any problems at any time of the day.
• Transaction certification receipt is a full guarantee of payment performance from the issuing bank.
• Free installation of ArCa SecurePay, Verified by Visa, MasterCard Secure Code, ArCa SecurePay and American Express SafeKey® software on your site, which will help secure payments.
• Recurrent payments and Card Binding
• Adaptive design of a single payment page developed by the Bank.
  
  

Becoming a partner of the Bank, you will also have the opportunity to use a variety of banking services for free of charge or on a discounted basis.

• Account opening and maintenance - free,
• Cash withdrawal from bank account * - free,
• Minimum account balance - not defined,
• In case of having an account in another bank, the money is transferred to the given account - free,
• American Express Gold Card issuance fee to the owner or co-owner of the company- with privileged 35 000 AMD for annual service fee, instead of the standard 50,000 AMD,
• Visa / MasterCard Gold Cards are provided to the company owner and director for free and with privileged 20% interest rate for credit line,
• Providing Visa Business Card with privileged 5000 AMD for annual service charge, accompanied ArCa Business card also can be provided for free of charge,
• Provision of ArCa Business Card for 3000 AMD with annual service fee and cash withdrawal payments with commission of 0.3%
• Provision of ArCa, VISA or MasterCard payment cards with discounted tariffs for employee benefits.

The list of banking services provided by the Bank on preferential terms is not limited to this. For more information about other banking services and tariffs, please contact the specialist who serves you.

* The tariff is valid in case of cash withdrawal with the checkbook.

To activate the Online Payment service with Cards you can approach any branch of the Bank or fill an online application where our employee will contact you and will be responsible for the sequence of steps.

The whole process of activating the service is easy and will last a maximum of 1 working week.

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II day

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